Personal Insurance Coverage in Monmouth County, Ocean County, and Mercer County

Coastal life in Monmouth and Ocean County is varied, fun and never without its surprises. Without the proper insurance to protect your property and vehicles, coastal life can send you heading inland. With offices in Toms River and Atlantic Highlands, NJ, Mesanko Insurance is your go-to company for the insurance you need.

Vehicle Insurance

For everything that you drive, Mesanko Insurance can find the best coverage. We represent the most established and reliable insurance companies. We offer you several options that fit your coverage needs and budget. You get fast claim service when you’ve had a fender bender or a major crash.

Motorcycle Coverage

We know despite the common misconceptions surrounding motorbike riders, they are some the most safety-conscious motorists on the road. It could be that statistically most motorcycle accidents end fatally that makes risky behavior unappealing. Motorcycle insurance from Mesanko Insurance allows you to enjoy the open road with confidence. We make sure you are covered for every eventuality.

Jet Skis/Boats/Yachts

Monmouth and Ocean County are abundant with areas designated for watersports. Whether you’re an avid fisherman or a jet-ski enthusiast, Mesanko Insurance can help keep you and your watercraft safe on the water.


If you are lucky to be a homeowner, have rental or vacation property, protecting your investments is your foremost priority. Get the custom home insurance that matches your property’s needs from Mesanko Insurance Agency. Our knowledgeable Trusted Choice® insurance agents can help you craft the perfect coverage levels that fit your property’s value and the likelihood of a claim.

Vacation/Seasonal Home Insurance

If Monmouth or Ocean County is your vacation home, protect your property from accidents and situations that may happen when you’re not there. We assess your needs based on your home’s amenities and maintenance needs to make sure that you are covered in the event of an unforeseen damage due to natural disasters, vandalism or theft.

Coastal City Insurance

Mesanko Insurance Agency understands the needs of coastal homeowners in New Jersey. Unexpected natural disasters and flooding make coastal living expensive. Having a home surrounded by bodies of water doesn’t have to be a nightmare. Sleep easy knowing you are protected against the eventualities of coastal life.

Condo Insurance

While your HOA fees are used to cover damages to the exterior of, you need condo insurance for unanticipated issues like appliance failures that cause damage inside your unit. Get insurance that cover both your tangible and intangible valuables.

Landlords/Tenants Liability

If you are considering a tenant for your rental property, speak to a Mesanko Insurance Agent to configure the coverage you need to cover property damage, liability claims and even loss of income when your property is uninhabitable due to a covered loss.

Flood Insurance

Between being a stones’ throw from a river and the ocean at the horizon, flood insurance is a necessity in Monmouth and Ocean Counties. Get the coverage you need based on your flood risk.
Mesanko Insurance Agency can help you understand how to get the protection you need for your home and transportation within your budget. Call us today for a quote on the insurance you need.


Mesanko Insurance Agency is an Authorized Agency for the following Insurance Carriers.

Have Policy, Claims or Billing Questions?
We're here to help.