Your Local Monmouth County, NJ Insurance Agency — Here in Atlantic Highlands

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A Local Monmouth County Office With Multi-State Insurance Reach

Mesanko is a multi-state independent insurance agency serving clients throughout New Jersey, New York, and Pennsylvania, with deep roots right here in Monmouth County. From our Atlantic Highlands office, we help families and businesses protect homes, vehicles, livelihoods, and complex commercial operations.



As an independent agency that writes everything, we provide full personal and commercial insurance lines — including coverage for coastal properties, hard-to-place risks, and seasonal or specialty businesses that require more than standard solutions.

Insurance Services for Monmouth County Homes, Drivers & Businesses

Whether you’re a long-time homeowner, new resident, local business owner, or coastal property manager, we provide comprehensive solutions that fit the Monmouth lifestyle:


Coverage Built for Monmouth County’s Coastal & Inland Exposures

Monmouth County blends shoreline towns, inland neighborhoods, and active commercial districts — each with distinct insurance needs. Because we’re based in Atlantic Highlands, we’re familiar with Raritan Bay flood zones, coastal wind exposure, inland storm patterns, and commuter-driven auto risk.



We tailor policies around how you actually live and work — whether that means coastal deductibles, flood considerations, or liability protection for professional and seasonal businesses.

A Community-Based Agency — Not a Call Center

We’re not a remote call center or a one-carrier shop. When you work with Mesanko, you speak directly with local agents who know your property, your business, and your community.



From certificates and policy changes to claims support and renewals, everything is handled right here in Atlantic Highlands — quickly, clearly, and personally.

Our Atlantic Highlands Office — Accessible, Local & Ready to Help

Located in the heart of Atlantic Highlands, our office offers:

01

In-person consultations and coverage reviews

02

Fast support for claims and policy updates

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Friendly guidance from agents who live in Monmouth County

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Help comparing options before renewal

Whether you need a quick checkup or a full review, our team is here to make insurance simple and local.

Trusted by Families & Businesses Across Monmouth County

Five black stars in a row, indicating a high rating or review.

Very helpful, friendly, experienced and efficient staff who can help you get multiple kinds of insurance from auto to business. They know the local market and it was a pleasure to work with Dawn.


- Rita L.

Five black stars in a row.

Excellent Experience! Attentive Honest and very helpful


- Debra R.

Monmouth County Insurance Questions, Answered Clearly

  • Do you serve all of Monmouth County?

    Yes—Atlantic Highlands, Middletown, Hazlet, Red Bank, Holmdel, Freehold, Long Branch, and surrounding towns.

  • What types of insurance do you offer?

    Home, auto, renters, flood, business, contractors, liability, and umbrella protection.

  • Do you specialize in coastal or Bayshore coverage?

    Absolutely. We regularly help homeowners understand flood zones, storm risks, and coastal policy options.

  • Can I bundle my home and auto insurance?

    Yes—many Monmouth County clients save by bundling policies.

  • Do you also serve nearby Ocean County?

    Yes—we support residents and businesses in Ocean County as well from our Toms River office.

Get Local Insurance Help From a Team That Knows Monmouth County

Whether you're insuring a home in Rumson, a condo in Red Bank, a car for your daily commute, or a small business on the Bayshore, we deliver tailored coverage and expert local guidance. Let us help you simplify your insurance—right here in your own community.